Frequently Asked Questions

Our name comes from "Occam's Razor," the 14th-century philosophical principle attributed to William of Ockham saying that the simplest explanation—the one requiring the fewest assumptions—is usually the best one. This timeless concept has guided scientific discovery, medical diagnosis, and problem-solving across centuries.

Financial planning is no different: complexity often hides the truth rather than revealing it. So, we've built financial modeling tools fit to be Occam's Model.

Plan for about 1 hour total to complete both Freedom Number and Blueprint—though it can take more time if you want to run through many scenarios or be more detailed in your inputs.

Freedom Number: Most people complete this in 15-30 minutes, depending on the complexity of their financial situation.

Blueprint: Typically takes 30-45 minutes to build your first business model.

Want to move faster? You can skip Freedom Number and go straight to Blueprint, cutting your time to under 30 minutes. However, we strongly recommend completing Freedom Number first so you can see the full picture integration between your personal finances and business planning.

Note: You do NOT need any documentation, like a pay stub or tax return, to get started.

No, but we strongly recommend starting with Freedom Number first so you can see the full picture integration between your personal finances and business planning.

If you want to immediately get into business design, you can use a custom income target amount in Blueprint without completing Freedom Number.

Absolutely! Blueprint is valuable even if you've already begun and are considering a pivot.

You can create various designs with different revenue configurations and cost profiles to assess different ways in which you could run your current operations—helping you optimize what you're already doing or explore new directions.

We ask for basic information about your current financial situation, including:

• Financial goals: Desired savings rate or lifestyle targets
• Income details: Pay amount and frequency across common categories (W2, self-employment, etc.)
• Monthly expenses: Rent/mortgage, utilities, groceries
• Irregular expenses: Vacation budget, seasonal maintenance, annual fees
• Work-related expenses: As applicable according to your income sources (e.g., withholdings for W2, business expenses for self-employment)
• Tax information: Filing status, state of residence, dependents

Privacy note: We never ask for identifiable information like account numbers, SSN, or banking credentials—just the amounts and categories. You also are never asked to disclose your actual place of work, business name—everything is kept generalized.

Opt-out note: You can skip any step or enter only the information you'd like—this might reduce the accuracy of your results, but you have full control.

Yes, absolutely. We take your financial privacy and security very seriously.

What we protect:

• Bank-level encryption: All data is encrypted in transit and at rest
• No sensitive credentials: We never ask for identifiable or sensitive information
• Minimal data collection: We only collect what's necessary for calculations
• Your control: You can delete your data and account at any time

What we never do:

• Sell your data to third parties
• Share your information with advertisers
• Collect banking credentials or account access
• Connect to your financial accounts without explicit permission

For complete details, see our Privacy Policy.